What's covered with general liability insurance?

 

Bodily Injury

General liability insurance coverage protects against claims of physical injury to a third party.

Property Damage

Coverage for damages to another entity’s property. If you don’t own it and you break it, general liability insurance can help.

Medical Expenses

If a customer’s injury requires a hospital visit and they want you to foot the bill, you’ll want general liability on hand.

Personal and Advertising Injury

Claims that you publicized something damaging the reputation of another party.

Defense Costs

If settling a claim lands you in court, general liability can help you “lawyer up.”